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Your home insurance policy may not offer the protection and peace of mind you need.

June 06, 2023

What You Should Know About The California Home Insurance Crisis

You may have seen the recent news that State Farm will no longer accept new home insurance customers in California. But did you know they’re not alone?

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February 15, 2023

Why It’s Risky To Choose A Low Deductible

You probably think you’re above average at most things. But you might be below average in other things like home insurance.

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February 10, 2023

Will Insurance Pay If Aliens or UFOs Damage My Home?

If you’re reading this article, there’s a good chance you’re aware of the news reports about all the unidentified objects flying high above U.S. skies over the past week.

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February 6, 2023

The Smarter Way To Trade Off Price and Coverage

Home insurance rates are on the rise. In fact, research suggests that the price of a typical homeowners insurance policy in the U.S. increased about 10% in 2022.

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February 2, 2023

ACV Coverage: The Wrong Way To Save Money On Insurance

There are right and wrong ways to save money on your home insurance. One of the best is raising your deductible.

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January 29, 2023

Should I File A Claim?

The reason you buy homeowners insurance is to cover the cost of damage to your home. But should you always ask your insurance company to pay? Or are there times when you would be better off not filing a claim? …

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December 1, 2022

How To Insure An Iconic Home:
Spotlight On A Christmas Story House

Did you know the iconic house from A Christmas Story is up for sale? It’s true! But before you submit an offer, you should know that this house likely has unique insurance needs.

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October 30, 2022

Shrinkflation in Home Insurance.
It’s a Thing.

You've probably heard of shrinkflation. It's when you pay more for less – and companies hope you don’t notice. They realize people are more likely to…

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October 11, 2022

Why Most Homes Are Underinsured Today

THE SEVEN KEY SOURCES OF UNDERINSURANCE

  • Water Damage

  • Personal Floater

  • Personal Contents

  • Umbrella Coverage

  • Renovations

  • Roof Replacement

  • Housing Inflation

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October 8, 2022

5 Things An Insurance Agent Most Likely Won't Tell You

Think your insurance agent is looking out for your best interest? Think again.

  • They don't get paid enough to answer your questions.

  • They may have been paid extra commission by the insurer they suggested you buy from.

  • They paid the realtor/mortgage broker/homebuilder to refer you.

  • The more effort they make to explain your policy, the less likely you'll buy.

  • The policy terms changed at renewal so you now have less coverage.

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